Eligibility

You are eligible if you have at least 10 years of service and are between age 55 and 65 when you retire from the company. You will no longer be eligible for Retiree Medical coverage once you become eligible for Medicare when:

  • You reach age 65
  • or

  • You become totally disabled at an earlier age

If you are eligible and want to enroll in the Retiree Medical Plan when you leave Hess, call the Hess Benefits Center at Empyrean at 1-877-511-4377, Option 1.

How It Works

Building Healthy Families is an Anthem program available at no cost to you if you are enrolled in the Hess Medical Plan.

It’s an all-in-one program that helps your family grow strong whether you’re trying to conceive, expecting a child or in the thick of raising young children. Here are just some of the things you can expect from this program:

  • Live health coaches
  • Interactive health trackers
  • 24/7 access
  • Personalized digital support through the Sydney Health mobile app

Learn more here, including how to enroll with the Sydney Health mobile app.

 

How the EAP Can Support You and Your Family

You and your covered dependents, including parents and parents-in-law who live with you, can reach out to Health Advocate and receive up to eight outpatient counseling sessions per issue per calendar year at no cost. You can use the EAP, even if you are not enrolled in any other benefit programs, for things such as:

  • Substance abuse
  • Emotional distress
  • Major life events, including births, accidents and deaths
  • Health care concerns
  • Financial or non-work-related legal concerns
  • Family/personal relationship issues
  • Work relationship issues
  • Concerns about aging parents
  • Finding child care and eldercare

And don’t worry — all contact is confidential, and no personal information you provide will be shared with the company.

Digital Cognitive Behavioral Therapy
Is Available to Help

Through Health Advocate, you and your family members have access to digital cognitive behavioral therapy (dCBT) — a self-directed approach to understanding how your thoughts, behaviors and physiology affect how you feel both practically and logically. Complete online modules that address your specific needs. You can earn 100 POWER UP points each month by completing and self-reporting a learning module.

How It Works

  • Take a brief emotional health survey that guides you to the right learning module for your specific needs.
Available Modules
Stress managementGeneral depression
Social anxietyLow self-esteem
WorryOpioids and chronic pain
PanicTrauma and abuse
PhobiasMindfulness
Sleep hygienePerfectionism
Anger management
  • Work through your module at your convenience, at your own pace.
  • Enhance and personalize your experience using journals, trackers, mindfulness, breathing exercises and other resources.

Get Started

  • Log in to healthadvocate.com/hess
  • In the Quick start drop-down, select Digital cognitive behavioral therapy
  • Register for the program
  • Complete the emotional health survey
  • Choose a module to begin immediately

LET POWER UP HELP YOU ACHIEVE YOUR WELLNESS GOALS

How It Works

LiveHealth Online allows you to use your smartphone, tablet or computer with a webcam to have a secure, private video visit with a doctor in minutes. There are no appointments necessary or long wait times. Video or phone chats with a physician or psychologist are paid at 100 percent with no deductible through December 31, 2024.

Get help with health issues, including:

  • Colds
  • Flu
  • Allergies
  • COVID-19
  • Sinus infections
  • Pink eye and other eye infections
  • Bronchitis
  • Psychological issues
  • Diarrhea
  • Urinary tract infections
  • Rashes

Health Advocate Can Help You:

  • Think through your choices during Open Enrollment
  • Find doctors, hospitals, dentists and other health care providers
  • Work with your insurance company to obtain approvals for services
  • Schedule appointments with providers, including hard-to-reach specialists
  • Resolve insurance claims
  • Get more information about test results or medications

Take advantage of Health Advocate today!

Tax Advantages

  1. Before-Tax* Contributions. Your contributions to the account are made on a before-tax basis. Contributions can be made up to the IRS limit, which the government sets once a year. The IRS limits for 2025 are:
    • Employee Only — $4,300
    • Employee + One or Employee + Family — $8,550
    • Age 55 or Older — $1,000 more
  2. Tax-Free** Earnings. All earnings on the money in your account grow tax free.
  3. Tax-Free** Withdrawals. When you use the money to pay for qualified health care expenses, the withdrawals are tax free.

*Before-tax for federal purposes. State tax treatment may vary.
**Tax-free for federal purposes. State tax treatment may vary.

How the HSA Works

Get your questions answered below by reviewing some common questions employees have about the HSA.

Watch a video to discover how the triple-tax advantage in the HSA helps you save your money and keep it out of the tax man’s hands!

What You Pay for Dental Coverage

Coverage LevelYour Biweekly Before-Tax Contribution
Employee Only$6.96
Employee + One$13.92
Employee + Family$20.88

How The Plan Works

The Hess Dental Plan is administered by Delta Dental, which pays for a wide range of services, including preventive, restorative and orthodontic care.

Prevention Is Key

One of the best ways to keep your teeth healthy is to maintain good habits and seek preventive care. To help you maintain good preventive care, the dental plan includes these features:

  • Preventive care does not count toward the $2,000 annual maximum plan benefit. This means that only restorative, prosthodontic and orthodontic care are counted toward the annual maximum.
  • Additional preventive care benefits are available for those with chronic medical conditions — such as diabetes or heart disease — through SmileWay Wellness Benefits. You must opt in to these optional benefits on deltadentalins.com to receive the additional services. Learn more about these benefits through SmileWay.

Want to Know How Much a Dental Procedure Will Cost?

Use Delta Dental’s Cost Estimator tool. It helps you accurately estimate your dental costs before you receive care. Find details here.

Dental Plan Overview

Review the following chart to see what benefits the dental plan covers. You can go to any dentist you want, but note the difference in what you pay for services if you stay in network.

IN NETWORKOUT OF NETWORK
FEATURES
DeductibleNoneIndividual: $50

Family: $150
Preventive Care100%100%
Restorative Care80%70% after deductible
Prosthodontic Care60%60% after deductible
Orthodontic Care (Children and Adults)50%50% after deductible
Annual Maximum (Per Person)$2,000$1,500
Orthodontic Lifetime Maximum (Per Person)$2,500$2,500

This website provides highlights of the Hess Corporation benefits plans and programs for 2025. If there is any discrepancy between the information provided on this website and the official plan documents, the official plan documents will govern. Hess reserves the right to amend or terminate the plans at its discretion at any time.