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Contributions

You decide how much you would like to contribute to the Savings Plan, from 1 to 50 percent of your pay each year up to IRS limits. Any contributions you make to the plan are made through convenient paycheck deductions.

In addition to deciding how much to contribute, you also decide whether you want to contribute on a before-tax, Roth after-tax or regular after-tax basis. (If you are age 50 or older, you can also make catch-up contributions.) Each type of contribution is held in a separate account. All contribution types are eligible for the company match, but company matching contributions are always made to your before-tax account.

Eligibility

Full-time and part-time employees are eligible to participate in the Savings Plan on their date of hire. Your contributions will begin a few weeks after you enroll.

Vision Plan Features

IN NETWORKOUT OF NETWORK
Covered Services Every 12 Months
Annual Exam100%; no copay$40 allowance
Frames$200 allowance; 20% discount$45 allowance
Lenses*
Single Vision $20 copay$25 allowance
Bifocal $20 copay$40 allowance
Trifocal $20 copay$55 allowance
Lenticular $20 copay$75 allowance
Contacts
Elective Conventional$200 allowance; 15% discount$105 allowance
Elective Disposable$200 allowance$105 allowance
Non-Elective100%$210 allowance
Contact Lens Fitting100%Not covered
* Options such as extra-thin lenses or special lens coatings may increase your out-of-pocket costs.

COST PER PAYCHECK

Prescription Drug Details

Here’s What the Plan Pays

IN NETWORKOUT OF NETWORK
Preventive Retail & Mail Order
Generic100%60% after deductible
Branded85%40% after deductible
Non-Preventive Retail & Mail Order
Generic85% after deductible60% after deductible
Branded85% after deductible40% after deductible

How Services Are Covered

IN NETWORKOUT OF NETWORK*
Here's What the Plan Pays
Preventive Care**100% no deductible65% after deductible
(after $500 annual allowance)
Office Visits
  • Primary Care
  • Specialist
85% after deductible65% after deductible
Telehealth Visits100% no deductible65% after deductible
Emergency Room85% after deductible85% after deductible
Hospital85% after deductible65% after deductible
Laboratory85% after deductible65% after deductible
X-Ray85% after deductible65% after deductible
Knee, Hip and Spine Procedures
at Anthem Blue Distinction Centers		90% after deductibleNo coverage
Travel ExpensesUp to $10,000 reimbursement per occurrence for transportation, food and lodging expenses if a covered medical service under the plan is not available within 75 miles of the participant’s home. Learn more.
* Out-of-network expenses are limited to the eligible maximum allowed amount. You are responsible for paying any amount over the eligible maximum allowed amount charges in addition to your deductible and coinsurance.
** Preventive care includes wellness visits for children, preventive exams and recommended screenings for adults and immunizations in or out of network.

Key Features

Use the filter to find information for the coverage level you want:

  • Employee Only
  • Employee + One
  • Employee + Family
COVERAGE LEVELIN NETWORKOUT OF NETWORK*
Employee Only
Your Biweekly Contribution$40.22$40.22
Deductible$1,600$3,200
Hess HSA Contribution$500$500
Your HSA ContributionUp to $3,650
($4,150 IRS limit minus Hess contribution)		Up to $3,650
($4,150 IRS limit minus Hess contribution)
Out-of-Pocket Maximum$3,000$6,000
EMPLOYEE ONLY
* Out-of-network expenses are limited to the eligible maximum allowed amount. You are responsible for paying any amount over the eligible maximum allowed amount charges in addition to your deductible and coinsurance.
COVERAGE LEVELIN NETWORKOUT OF NETWORK*
Employee + One
Your Biweekly Contribution $80.43$80.43
Deductible$3,200$6,400
Hess HSA Contribution$1,000$1,000
Your HSA ContributionUp to $7,300
($8,300 IRS limit minus Hess contribution)		Up to $7,300
($8,300 IRS limit minus Hess contribution)
Out-of-Pocket Maximum$6,000$12,000
EMPLOYEE + ONE
* Out-of-network expenses are limited to the eligible maximum allowed amount. You are responsible for paying any amount over the eligible maximum allowed amount charges in addition to your deductible and coinsurance.
COVERAGE LEVELIN NETWORKOUT OF NETWORK*
Employee + Family
Your Biweekly Contribution$137.52$137.52
Deductible$3,200$6,400
Hess HSA Contribution$1,000$1,000
Your HSA ContributionUp to $7,300
($8,300 IRS limit minus Hess contribution)		Up to $7,300
($8,300 IRS limit minus Hess contribution)
Out-of-Pocket Maximum$6,000$12,000
EMPLOYEE + FAMILY
* Out-of-network expenses are limited to the eligible maximum allowed amount. You are responsible for paying any amount over the eligible maximum allowed amount charges in addition to your deductible and coinsurance.

What Happens if You Don’t Enroll?

Your current elections will continue automatically except for:

  • Health Savings Account (HSA)—Your current election will not carry over, so you’ll need to elect an amount to contribute in 2021. You can do this during Benefits Open Enrollment or anytime in 2021.
  • Dependent Care Flexible Spending Account (DCFSA)—You must enroll during Benefits Open Enrollment if you want to contribute for 2021. Otherwise, changes are only allowed if you have a qualified life event.

Qualified Life Events Include:

  • Birth, adoption or placement for adoption
  • Marriage
  • Divorce, legal separation or annulment
  • Death of a dependent
  • Change in employment status for your spouse

You must make any changes to your medical, dental and/or DCFSA benefits within 30 days of your qualified life event, and your change must be consistent with your life event. If you miss this window, you will have to wait until the next Open Enrollment period to make changes.

To make a qualified life event change during the year, contact the Hess Benefits Center at Empyrean.

What You Need to Do to Enroll

  1. Discover Your Options

    Review all the benefits available to you on this website — the best place to find information about your benefit options.

  2. Know the Enrollment Deadline

    For medical, dental, optional life insurance, family accident insurance coverage, voluntary benefits (accident, critical illness and hospital indemnity insurance, pet insurance, legal insurance and identity theft protection), as well to contribute to a dependent care FSA, you must enroll within 30 days of when you become eligible.

    You will be automatically enrolled in long-term disability insurance, basic life insurance and business travel accident insurance, as well as the savings and pension plan. If you don’t enroll in the savings plan, you will be automatically enrolled after 30 days of employment.

    If you enroll in the Hess Medical Plan, you can establish a Health Savings Account (HSA) when you enroll for medical coverage or anytime afterwards.

  3. Decide Who to Cover

    You can enroll yourself and your family in Hess benefits. Be sure you know who’s eligible before you choose coverage.

    You are eligible if you are a full-time employee.

    You may also cover members of your family. Eligible dependents are:

    • Your spouse
    • Your same- or opposite-gender domestic partner
    • Your children through the end of the calendar year in which they reach age 26. Eligible children include:
      • Your natural and adopted children (including children placed with you for adoption)
      • Stepchildren who live with you
      • Disabled children (of any age)
      • Children for whom you have legal guardianship
      • Children of your same- or opposite-gender domestic partner

  4. Review Your Choices

    What you can chooseWhat Hess provides
    (No enrollment required)
    Medical (includes Rx and Vision)Short-Term Disability

    Long-Term Disability
    DentalBasic Life Insurance
    Family Accident Insurance Business Travel Accident Insurance
    Optional Life Insurance for you, your spouse/partner and/or dependents Savings Plan
    (After 30 days of employment if not enrolled earlier)
    Dependent Care FSAPension Plan
    Health Savings Account
    Voluntary Benefits including: Accident Insurance, Critical Illness Insurance, Identity Theft Protection, Hospital Indemnity Insurance, Legal Insurance and Pet Discount Plan

  5. Use Your Resources

This website provides highlights of the Hess Corporation benefits plans and programs for 2024. If there is any discrepancy between the information provided on this website and the official plan documents, the official plan documents will govern. Hess reserves the right to amend or terminate the plans at its discretion at any time.

© 2024 Hess Corporation