Page 4 - 2019 Hess Benefits Decision Guide
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Medical
The Hess Medical Plan provider is Anthem BlueCross BlueShield (Anthem). This gives you access to Anthem’s extensive National PPO (BlueCard PPO) network. What’s more, the Hess Medical Plan comes with a special tax-advantaged HSA.
Are Your Providers In The Network?
Although you can go to a doctor, hospital or pharmacy that is not in the network (out of network), you will pay less if you choose to see one that is in the network. If no network provider is available where you need care, call Anthem—before receiving care—to approve using an out-of-network provider for in-network benefits. Without approval, you’ll receive out-of-network benefits.
n TO SEE IF YOUR DOCTOR IS IN THE ANTHEM NETWORK, visit Anthem.com or call 1-800-854-1834.
n IF YOUR DOCTOR IS NOT IN THE ANTHEM NETWORK, call 1-800-854-1834 and nominate your health care provider for possible inclusion.
n SEARCH FOR DOCTORS AND HEALTH CARE FACILITIES THAT ARE IN THE HESS MEDICAL PLAN NETWORK and compare them, based on location, cost and quality, using the
Care & Cost Finder at Anthem.com.
2 MEDICAL
