As we fight the COVID-19 pandemic, it’s good to know you can get medical treatment without burdening our hospitals and health care facilities. With LiveHealth Online, you can visit a doctor in the safety and security of your own home.
Get help with health issues, including:
Pink eye and other eye infections
Urinary tract infections
Click on the EAP+WORK/LIFE tab at the top of your Health Advocate homepage to access the COVID-19 Resources tile, as well as content on emotional well-being, personal growth, relationships and financial, legal and health issues.
Facts, Information and Emotional Impact of COVID-19
This 49-minute webinar covers the following topics:
Identifying its symptoms
Preventing its spread
Developing self-care strategies
Helping your children cope
Managing stress and fear
Stay Informed with Health Advocate*
Get the facts about COVID-19 and learn how to keep you and your family safe and healthy with free webinars from Health Advocate.
The Psychological Effects of COVID-19
This 15-minute webinar addresses the emotional impact of the COVID-19 outbreak.
Call Virgin Pulse, our wellness administrator, at 1-888-671-9395.
For Hess U.S. employees and their enrolled spouses and domestic partners.
Unable to attend an onsite Biometric Screening?
Download the Physician Results Form (use the instructions above) to take with you when you get lab work done at your doctor’s office. Completed forms must be uploaded to powerup.hess.com by July 31, 2020, to receive POWER UP points.
Well-Being Is Its Own Reward
Hess cares about your well-being and wants to help you become your best self. With our wellness program, you can “POWER UP” in these four areas of well-being—emotional, social, physical and financial—to achieve a sense of satisfaction that comes with knowing you’re living your best life.
Understand Your Payment Options
You can choose among a variety of payment options to meet your personal retirement needs. Payment options are grouped into “normal” and “optional” forms. Think about the normal form as the default based on your marital status when you retire.
If you are single when you retire, you can choose any form of payment. If you are married and want to choose an optional form of payment other than one of the Joint and Survivor options, your spouse must agree in writing.
After reviewing your payment options, be sure to go online and estimate what your monthly payments will be under each option. Consider your decision carefully because you cannot change the form of payment after payments begin.
Normal Forms of Payment
Single Life Annuity
If you are single when benefits begin, the normal form of payment is a single life annuity that provides monthly payments to you for your lifetime. When you die, no further benefits are payable to anyone else.
Qualified Joint and Survivor Annuity
If you are married when your benefits begin, the normal form of payment is a qualified joint and survivor annuity. This pays you a reduced benefit during your lifetime so that when you die, your spouse, if he or she survives you, will receive 50 percent of the benefit you were receiving for the rest of his or her life.
Optional Forms of Payment
You may select one of the following optional forms of payment instead of your normal form. However, if you are married when you retire, your spouse must consent to your election in writing unless you elect one of the Joint and Survivor options.
Single Life Annuity
This is the same as the normal form of payment for a single person. It provides monthly benefits during your lifetime only, with no benefits payable to anyone else after your death.
662/3%, 75% or 100% Joint and Survivor Options
These options provide reduced monthly benefits during your lifetime so that after your death your designated beneficiary receives a percentage of that reduced monthly benefit for the rest of his or her life. The larger the percentage for your survivor, the less you will receive during your lifetime.
Certain and Continuous Annuity Option (Five or 10 Years)
This payment option provides reduced monthly benefits during your lifetime. If you die before receiving all of your payments during the guaranteed period (five or 10 years), your beneficiary will be paid the same amount you were receiving for the remainder of the guaranteed period. After all the guaranteed payments are made, payments to the beneficiary will stop. The longer the guaranteed period, the greater the reduction in your benefit.
This option provides a one-time payment for the value of your Cash Accumulation Plan account balance. A lump-sum payment is taken in lieu of recurring payments distributed over a period of time.
Hess provides tools and resources you can use to plan ahead.
Gain confidence by browsing articles, videos, infographics and more to help you make informed financial decisions. To access the Library, go to netbenefits.com and select Library.
Browse through a variety of articles on how to make the most of your benefits and secure your financial future.
Calculators & Tools
Fidelity’s calculators and tools will help you take the guesswork out of saving for retirement and assist in building an income strategy to meet your needs.
One of these tools is Full View®, where you can track and manage all your financial accounts in one place including investments, bank and credit cards, loans, mortgages and insurance accounts. View your complete financial picture on a single page, with no additional passwords to remember.
To access Full View, go to netbenefits.com>Library > Calculators & Tools > Full View under Saving and Spending.
Get smarter about your finances. Attend an online educational workshop.
Workshops are offered live or on-demand.
Attend from any computer or mobile device.
Learn about a variety of topics, including choosing investments, balancing financial goals and preparing for retirement.
Accident Insurance for Minor Accidents
Hess has partnered with Voya to provide additional coverage you can purchase to help pay out-of-pocket costs when you or a covered family member faces certain accidental injuries, such as burns, lacerations and torn knee cartilage.
Voya Accident Insurance pays a lump-sum benefit to help take the edge off unexpected costs that can arise if you or a covered family member suffers certain accidental injuries. For more information on the benefits provided and how much this coverage costs, view the benefits summary. Here are some key features of Accident Insurance:
Coverage is available for you, your spouse and children at discounted group rates.
No medical questions or tests are required.
You can use benefit payments for anything you need, like medical expenses, groceries or utilities.