For Your Children
Optional Child Family Accident coverage is 15% of your coverage to a maximum of $50,000
Optional Child Family Accident coverage is 15% of your coverage to a maximum of $50,000
Optional Spouse Family Accident coverage is 60% of your coverage
You can elect coverage from $10,000 to $1 million in $10,000 increments, but no more than 10x your annual base salary
LTD coverage replaces 60 percent of your annual base pay up to a maximum benefit payment of $12,000 per month.
So, if your base pay is $240,000 or less, you’ll have coverage that replaces 60% of your base pay up to $12,000 per month. However, if your base pay is over $240,000, your monthly LTD benefit will be capped at $12,000.
You must elect Optional Life for yourself first. The amount of coverage depends on the age of the child:
You must elect Optional Life for yourself first. Optional Spouse Life coverage is 50% of your Optional Life coverage, up to a maximum of $50,000
You can elect one to four times your annual base salary, up to the maximum coverage of $1.5 million
Basic Life Insurance is equal to two times your annual base salary (rounded up to the nearest $1,000), up to the maximum coverage of $1.5 million
Yes. Your HSA belongs to you, but you will pay monthly account maintenance fees.
Yes. You can continue to use the HSA money for eligible health care expenses. However, you cannot contribute to the HSA when you are no longer covered by a high deductible plan.