• Any surrogacy arrangement that is not legally valid and recognized in the U.S.
  • Any expenses that violate a state, federal or local law
  • Compensation to gestational carrier or birth mother
  • Compensation to egg or sperm donor
  • Voluntary donations or contributions to the surrogacy agency
  • Costs paid using funds from any federal, state or local program for surrogacy
  • Expenses incurred prior to January 1, 2024, or your most recent hire date, whichever is later
  • Guardianship or custody costs that are not associated with the surrogacy of the child
  • Cost of living expenses and/or personal items such as: rent, utilities, food, clothing, over-the-counter supplements, toys, furniture, etc.
  • Loss of income, including but not limited to loss of income due to complications of pregnancy such as bed rest for birth mother/surrogacy
  • Any childcare expenses
  • Any costs associated with transferring and/or terminating a surrogacy arrangement
  • Expenses reimbursed under another employer program
  • Any expenses not expressly stated as included shall be deemed to be excluded