MEDICAL PLAN OVERVIEW

The Hess Medical Plan is administered by Anthem BlueCross BlueShield (Anthem). This gives you access to Anthem’s extensive National PPO (BlueCard PPO) network. What’s more, the Hess Medical Plan comes with a special tax-advantaged Health Savings Account (HSA). When you enroll in the Hess Medical Plan, you automatically receive prescription drug and vision coverage.

COVID-19 and Your Medical Benefits

Hess Medical Plan

If you are diagnosed as having COVID-19, you won’t have to pay for COVID-19 treatment from doctors, hospitals and other health care providers in Anthem’s network. And testing is covered at 100% whether it’s done in or out of Anthem’s network. However, a doctor must order a test for you. Check Anthem’s website for more information.

Anthem Resources

Evaluate Your Symptoms

Use Anthem’s COVID-19 Symptom Assessment tool based on CDC recommendations to better assess whether you may have contracted COVID-19.

Find a Coronavirus Test Site

Get information on COVID-19 testing sites near you.

CDC Resources

Find COVID-19 vaccines near you.

How the Plan Works

After you meet the plan deductible, coinsurance kicks in to share the cost. Once you meet your out-of-pocket maximum, the plan pays 100 percent of eligible expenses for the remainder of the year.

The HSA feature of the Hess Medical Plan can help you pay for out-of-pocket costs. Each year you enroll for coverage, Hess puts $500 into your HSA if you have employee only coverage and $1,000 if you have employee + one or employee + family coverage. If you’re a new hire, these amounts are prorated based on the calendar quarter of your hire date.

You can also contribute up to $3,100 (employee only coverage) or $6,200 (employee + one or employee + family coverage) of your own tax-free* money into your HSA. (These amounts may be slightly higher for new hires due to the proration of the company contribution, but total contributions cannot exceed the 2021 annual IRS maximums of $3,600 for an individual or $7,200 for a family.)

If you’re age 55 or older, you may contribute an additional $1,000 each year. You can use the money in your HSA to pay out-of-pocket health care expenses now, or you can save it for later.
*Tax-free for federal tax purposes. State tax treatment may vary.

Key Features

 IN NETWORKOUT OF NETWORK*
Employee Only
Your Biweekly Contribution$37.80$37.80
Deductible$1,400$2,800
Hess HSA Contribution$500$500
Your HSA ContributionUp to $3,100
($3,600 IRS limit minus Hess contribution)
Up to $3,100
($3,600 IRS limit minus Hess contribution)
Out-of-Pocket Maximum$2,750$5,000
Employee + One
Your Biweekly Contribution $75.59$75.59
Deductible$2,800$5,600
Hess HSA Contribution$1,000$1,000
Your HSA ContributionUp to $6,200
($7,200 IRS limit minus Hess contribution)
Up to $6,200
($7,200 IRS limit minus Hess contribution)
Out-of-Pocket Maximum$5,500$10,000
Employee + Family
Your Biweekly Contribution$129.24$129.24
Deductible$2,800$5,600
Hess HSA Contribution$1,000$1,000
Your HSA ContributionUp to $6,200
($7,200 IRS limit minus Hess contribution)
Up to $6,200
($7,200 IRS limit minus Hess contribution)
Out-of-Pocket Maximum$5,500$10,000
* Out-of-network expenses are limited to the eligible maximum allowed amount. You are responsible for paying any amount over the eligible maximum allowed amount charges in addition to your deductible and co-insurance.

GET THINGS DONE WITH ANTHEM'S SYDNEY HEALTH APP

Make your life easier with Anthem’s Sydney Health app. Sydney acts like a personal health guide, answering your questions and connecting you to the right resources at the right time. Receive alerts, reminders, tips and doctor suggestions based on your needs.

With just one click, you can do things like:

  • View and use digital ID cards
  • Find care and check costs
  • Review all benefits
  • See claims
  • Get fast answers with a chatbot

Download the app from the App Store or Google Play. Questions? Contact Anthem at anthem.com or 1-800-854-1834.

This website provides highlights of the Hess Corporation benefits plans and programs for 2021. If there is any discrepancy between the information provided on this website and the official plan documents, the official plan documents will govern. Hess reserves the right to amend or terminate the plans at its discretion at any time.