Life Insurance

Hess provides Basic Life Insurance at no cost to you. You can buy Optional Life Insurance for yourself and/or for your eligible family members.

Basic Life Insurance

You automatically receive Basic Life coverage. You do not have to enroll, and you do not pay for this coverage. You will need to designate a beneficiary to receive the Life Insurance benefits.

For You

Basic Life Insurance is equal to two times your annual base salary (rounded up to the nearest $1,000), up to the maximum coverage of $1.5 million

Optional Life Insurance

You can purchase Optional Life Insurance coverage for yourself, and you can also choose to cover your spouse, same- or opposite-sex domestic partner and dependent children. You can change your coverage at any time. Optional Life Insurance benefits are paid if the person dies while covered under the plan.

For You

You can elect one to four times your annual base salary, up to the maximum coverage of $1.5 million with a guaranteed issue amount of $1,000,000 with no evidence of insurability required

For Your Spouse/Partner

You must elect Optional Life for yourself first. Optional Spouse Life coverage is 50% of your Optional Life coverage, up to a maximum of $100,000 (evidence of insurability is required for amounts over $50,000).

For Your Children

You must elect Optional Life for yourself first. The amount of coverage depends on the age of the child:

  • Age 14 days to 6 months: up to $5,000 per child
  • Age 6 months to 26 years: up to $20,000 per child

Keep In Mind:

  • You will need to provide evidence of insurability if you: enroll more than 30 days after first becoming eligible, increase Optional Life Insurance by more than one times your salary or enroll in Optional Life Insurance at four times your salary.
  • You designate beneficiaries to receive your Life Insurance benefits. You are the beneficiary if you elect any Optional Life Insurance for your spouse or children.


One of the benefits of enrolling in Optional Life Insurance is that you can get free will preparation and estate planning through MetLife’s Hyatt Legal Plans. These services can cost upwards of $1,000 each. By taking advantage of this benefit, you can save a lot of money.

If you currently have Optional Life Insurance, you can call 1-800-821-6400 today to schedule your consultation.

Designate Your Beneficiaries

You must designate beneficiaries for the benefits listed below to ensure that, in the event of your death, the benefits are distributed according to your wishes.

  • Basic Life Insurance
  • Optional Life Insurance

To designate or change beneficiaries, visit the Hess Benefits Center at Empyrean. Click Main Menu > My Benefits Profile, then the Beneficiaries tab.


The definition of annual base pay depends on whether you are salaried or hourly, and does not include bonus or overtime pay. If you are a salaried employee, annual base pay is your annual salary. If you are an hourly employee, annual base pay is your hourly rate times 2,080 (52 weeks x 40 hours/week).


Evidence of insurability (EOI), also known as proof of good health, is an insurance term that means you must confirm your or your dependent’s physical well-being in writing through a questionnaire or medical examination. Your insurance will not be effective until the insurance company approves your EOI.




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This website provides highlights of the Hess Corporation benefits plans and programs for 2024. If there is any discrepancy between the information provided on this website and the official plan documents, the official plan documents will govern. Hess reserves the right to amend or terminate the plans at its discretion at any time.